Exemption From Garnishment For Medical Debt

The bill exempts a person's earnings from garnishment if the person's family income does not exceed 400% of current federal poverty guidelines and the judgment is for medical debt. A writ of continuing garnishment must include notice that a person's earnings may be exempt if those criteria are met, notice of the judgment debtor's right to object and have a hearing on that objection, and a statement that, to the best of the judgment creditor's knowledge, the judgment debtor's earnings are not exempt.

The bill takes effect on January 1, 2020, and applies to judgments entered on or after that date.

(Note: This summary applies to this bill as introduced.)