Auto Insurance Coverage Child Restraint System

The bill requires an insurer that issues or renews an automobile insurance policy to include in the applicable coverage for the replacement cost of a child restraint system that sustains damage during a vehicle accident is in a motor vehicle at the time of a motor vehicle accident and to which the coverage is applicable. The bill requires the insurer to ask a claimant if a child restraint system was in the motor vehicle at the time of the accident and, if so, requires the applicable coverage to cover the cost of its replacement.

(Note: Italicized words indicate new material added to the original summary; dashes through words indicate deletions from the original summary.)

(Note: This summary applies to the reengrossed version of this bill as introduced in the second house.)