7D973C72E2184B62872583DE00770668 Hearing Summary

Senators Bridges and Fields, bill sponsors, introduced House Bill 19-1189.  The bill reforms wage garnishment practices.  The bill sponsors distributed amendment L.012 (Attachment C).

Jennifer Mello, Receivables Management Association International, testified against the bill.

Jesus Loayze, Towards Justice, testified in support of the bill.  Mr Loayze responded to questions from the committee regarding the types of loans impacted by the bill.

Bob Connelly, Colorado Center of Law and Policy, testified in support of the bill.

T. A. Taylor-Hunt, National Association of Consumer Advocates, testified in support of the bill.  Ms. Taylor-Hunt responded to a question from the committee regarding contractual issues related to borrowing.

The witnesses responded to questions from the committee regarding debt obligations.

Debbie Wilson, Colorado Creditor Bar Association, gave neutral testimony on the bill.

Makyla Moody, Colorado Creditors Bar Association, gave neutral testimony on the bill.

Abigail Negley, The Arc of Colorado, testified in support of the bill.

Jose Vasquez, Colorado Legal Services, gave neutral testimony on the bill.

Valerie Schlecht, Colorado Cross-Disability Coalition, testified in support of the bill.

Sara Lipowitz, Colorado Center on Law and Policy, testified in support of the bill.

Jessica Deal, representing herself, testified in support of the bill.

The panel responded to questions from the committee regarding impacts on credit available and demographics of those who file for bankruptcy.

Committee discussion ensued regarding amendment L.012.

The bill sponsors made closing comments on the bill.